American Health Care Act
Obamacare is failing and is damaging the health care of all Americans. Since first being implemented, it has driven up insurance premiums, hurt small businesses, and lowered the quality of and access to care.
House Republicans have put forth an initial proposal to repeal and replace this disastrous law. It is the first step in a process that will lead to patient-centered care that provides more choices and lowers prices instead of creating more mandates and taxes.
There are opportunities to improve the plan during the legislative process, but it is important to get started and get this job done. The procedure rules – especially in the Senate – mean that Obamacare cannot be repealed and replaced in a single bill.
The tax and spending portions of Obamacare can be repealed and replaced under a special procedure known as reconciliation that only requires 51 votes in the Senate rather than the 60 required for most bills. Other parts of the repeal and replace will need 60 votes. There are currently 52 Republican seats in the Senate. In addition, the new Administration also has the ability to change many of the regulations associated with Obamacare.
There is already disinformation being circulated by outside organizations seeking to fundraise and garner attention for themselves. Below are some of the most important provisions of the proposal.
If you have questions about this process or other issues please contact me by phone, letter, email, Facebook, and Twitter.
What the Proposal Does
• Dismantles the Obamacare taxes that have hurt job creators, increased premium, costs, and limited options for patients and health care providers including taxes on prescription drugs, over-the-counter medications, health-insurance premiums, and medical devices.
• Eliminate the individual and employer mandate penalties, which forced millions of workers, families, and job creators into expensive, inadequate Obamacare plans that they don’t want and cannot afford.
• Prohibit health insurers from denying coverage or charging more money to patients based on pre-existing conditions.
• Help young adults access health insurance and stabilize the marketplace by allowing dependents to continue staying on their parents’ plan until they are 26.
• Establish a Patient and State Stability Fund, which provides states with $100 billion to design programs that meet the unique needs of their patient populations and help low-income Americans afford health care.
• Modernize and strengthen Medicaid by transitioning to a “per capita allotment” so states can better serve the patients most in need.
• Empower individuals and families to spend their health care dollars the way they want and need by enhancing and expanding Health Savings Accounts (HSAs)—nearly doubling the amount of money people can contribute and broadening how people can use it.
• Help Americans access affordable, quality health care by providing a monthly tax credit—between $2,000 and $14,000 a year—for low- and middle-income individuals and families who don’t receive insurance through work or a government program.
You can read the current bill and find more information at www.readthebill.gop.